# Reserve Backing

The reserve backing moderation will be automated with smart contracts and multisig control. USP backing will have on-chain and off-chain assets. 

There are numerous opportunities to explore in DeFi when assessing the ideal basket of reserve backing for USP. The PikuDAO members are encouraged to present and propose backing assets that should be included in the reserves to generate yield for the ideal store of value USP. 

Examples of potential backing partners and tokenized assets include:

<table data-header-hidden><thead><tr><th width="173"></th><th width="172.125"></th><th></th><th></th></tr></thead><tbody><tr><td><strong>Product</strong></td><td><strong>Token</strong></td><td><strong>Average</strong> <strong>Yield</strong></td><td><strong>TVL (USD)</strong></td></tr><tr><td>Aave ERC20</td><td><a href="https://app.aave.com/reserve-overview/?underlyingAsset=0xa0b86991c6218b36c1d19d4a2e9eb0ce3606eb48&#x26;marketName=proto_mainnet_v3">AAVE USDC</a></td><td>2.48 %</td><td>3.33 B</td></tr><tr><td>USD.AI</td><td><a href="https://app.usd.ai/">USDai</a></td><td>7.20 %</td><td>317.5 M</td></tr><tr><td>Neutrl Staked NUSD</td><td><a href="https://www.neutrl.fi/">sNUSD</a></td><td>8.39 %</td><td>172.06 M</td></tr><tr><td>Midas Fasanara</td><td><a href="https://midas.app/mfone">mF-ONE</a></td><td>11.70 %</td><td>68.68 M</td></tr><tr><td>Upshift earnAUSD</td><td><a href="https://app.upshift.finance/pools/143/0x36eDbF0C834591BFdfCaC0Ef9605528c75c406aA">earnAUSD</a></td><td>7.69 %</td><td>70.56 M</td></tr><tr><td>Staked Yuzu USD</td><td><a href="https://yuzu.money/">syzUSD</a></td><td>7.5 %</td><td>65.84 M</td></tr><tr><td>Midas </td><td><a href="https://midas.app/mhyper">mHYPER</a></td><td>6.48 %</td><td>50.47 M</td></tr><tr><td>Giza World</td><td><a href="https://www.arma.xyz/">Arma USDC</a></td><td>15 %</td><td>16.4 M</td></tr><tr><td>Balsa</td><td><a href="https://www.balsafinance.com/">BMFF</a></td><td>13.77 %</td><td>10.14 M</td></tr></tbody></table>

*Last Updated: April 9, 2026*